While co-director of the Education Policy Initiative, Susan Dynarski convened an international comparative conference to provide policymakers, analysts and press with cross-national perspectives on student debt and repayment. The goal was to enrich the US conversation around student loans with perspectives on how other countries structure aid, borrowing and repayment.

The countries represented have a wide range of loan and financial aid models. International experts included Bruce Chapman, the architect of the Australian student loan program; Nicholas Barr, one of the primary architects of England's 2006 student loan reforms; Lorraine Dearden, research fellow at the London-based Institute for Fiscal Studies; Christina Forsberg, director general at CSN, the Swedish Board for Study Support; and Achim Meyer auf der Heyde, secretary-general of Germany's National Association for Student Affairs.

The international session was followed by a discussion with US-based experts — Matthew Chingos (Urban Institute), Rohit Chopra (former student loan ombudsman, US Department of Education), Jason Delisle (New America Foundation), Susan Dynarski, and Kevin James (Jain Family Institute) — exploring how international insights could be applied to the US setting.

Conference attendees spanned policymakers, legislative staff, education researchers, academics, and press.

Conference Program and Presentations

Getting Student Financing Right in the US: Lessons from Australia and England

Nicholas Barr, Bruce Chapman, Lorraine Dearden, and Susan Dynarski · UCL Working Paper, 2017

Related Publications

Selected papers, reports, and briefs distributed to conference participants, organized by country.

Australia

Income Contingent Loans: Background

Bruce Chapman, Tim Higgins, and Joseph E. Stiglitz · In Income Contingent Loans: Theory, Practice and Prospects, Palgrave Macmillan, 2014

Reinventing Student Loans: Paying What You Can

Bruce Chapman · Solutions, Vol. 4(5), 2013

A Better Way to Borrow

Bruce Chapman and Yael Shavit · Inside Higher Ed, June 8, 2010

The US College Loan System Looks Odd from Down Under

Bruce Chapman · Harvard College Economics Review, Winter 2008

England

Is Lowering the Fees Cap the Right Policy?

Nicholas Barr · London School of Economics, April 2015

Analysis of the Higher Education Funding Reforms Announced in Summer Budget 2015

Jack Britton, Claire Crawford, and Lorraine Dearden · IFS Briefing Note 174, 2015

Ensuring Access to University Education Without Breaking the Bank

Nicholas Barr · London School of Economics, 2014

Student Loan Reform, Interest Subsidies and Costly Technicalities: Lessons from the UK Experience

Johnston and Barr · Journal of Higher Education Policy and Management, Vol. 35, No. 2, 2013

The Higher Education White Paper: The Good, the Bad, the Unspeakable

Nicholas Barr · Social Policy and Administration, Vol. 46, No. 5, 2012

The 2012 Reforms of Higher Education Finance in England

Nicholas Barr · CESifo DICE Report, February 2012

The Distributional Impact of the 2012 Higher Education Funding Reforms in England

Haroon Chowdry, Lorraine Dearden, Alissa Goodman, and Wenchao Jin · Fiscal Studies, Vol. 33, No. 2, 2012

Higher Education Funding Reforms in England: The Distributional Effects and the Shifting Balance of Costs

Lorraine Dearden, E. Fitzsimons, A. Goodman, and G. Kaplan · Economic Journal 118(526), 2008

University Fees: How to Structure a System That Benefits Poor Students

Nicholas Barr · The Conversation, October 23, 2015

Government Student Loan Explanations 'Woeful'

Nicholas Barr · MoneySavingExpert Guest Comment, July 29, 2011

Interest Subsidies on Student Loans Are the Root of All Evil

Nicholas Barr · The Independent, March 25, 2010

Germany

Study Financing in Germany

Achim Meyer auf der Heyde · Deutsches Studentwerk, June 2016

Sweden

Swedish Student Financial Support

Christina Forsberg · CSN Abstract, June 2016

Necessities and Future Challenges of Student Aid Systems

Christina Forsberg · CSN Abstract, June 2016

United States

How To — and Not To — Manage Student Debt

Susan Dynarski · Milken Institute Review, May 2016

Tax Benefits for College Attendance

Susan Dynarski and Judith Scott-Clayton · Education Policy Initiative Working Paper, 2016

Who Would Benefit Most from Free College?

Matthew Chingos · Brookings Evidence Speaks, 2016

Is a Student Loan Crisis on the Horizon?

Beth Akers and Matthew Chingos · Brookings, 2014

Revisiting FAFSA Simplification: Expanding Access to the IRS Data Retrieval Tool

Susan Dynarski and Mark Wiederspan · Education Policy Initiative Policy Brief, 2015

Promise and Compromise: A Closer Look at Payroll Withholding for Federal Student Loans

EdCentr.AL · New America Foundation, Young Invincibles, and NASFAA, October 2015

Fixing Student-Loan Repayment

Kevin James · National Affairs, Issue 25, Fall 2015

Balancing Risk and Responsibility: Reforming Student Loan Repayment

Kevin James and Andrew Kelly · American Enterprise Institute, November 2015

The Hidden Student-Debt Bomb

Jason Delisle · Wall Street Journal, December 30, 2014

Loans for Educational Opportunity: Making Borrowing Work for Today's Students

Susan Dynarski and Daniel Kreisman · Brookings Hamilton Project, 2013

Safety Net or Windfall? Examining Changes to Income-Based Repayment for Federal Student Loans

Jason Delisle and Alex Holt · New America Foundation, October 2012

The Trouble with Student Loans? Low Earnings, Not High Debt

Susan Dynarski · Brookings Evidence Speaks, January 2016

Why Students with Smallest Debts Have the Larger Problem

Susan Dynarski · New York Times, August 31, 2015

What Does Cutting Interest Rates Do?

Susan Dynarski · Brookings Evidence Speaks, April 2016